A loan's bonus is multiplicative, and even multiplies with the other loans.Ī strategy would be to take out a retirement loan, but have your ascension last less than 2 days. The best time to use them is harvesting garden plants like bakeberries or duketaters during an Elder Frenzy, Frenzy, Click Frenzy, Building Special, Dragon Harvest or Dragonflight. The costs of a loan is very steep, and they must be used at the right opportunity to be worthwhile. "Finance your next house, boat, spouse, etc. You must also pay an immediate downpayment of 50% of your current bank. However, you will get -20% CpS for the next 5 days after that. It's your money, and you need it now."īy taking this loan, you will get +20% CpS for the next 2 days. You must also pay an immediate downpayment of 40% of your current bank. However, you will get -90% CpS for the next 40 minutes after that. Just pay us back."īy taking this loan, you will get +100% CpS for the next 40 seconds. "Buy that vintage car you've always wanted. You must also pay an immediate downpayment of 20% of your current bank. However, you will get -75% CpS for the next 4 hours after that. On every loan, you must pay a downpayment of a certain percentage of your bank.īy taking this loan, you will get +50% CpS for the next 2 hours. At max level, there are 3 loan slots, each providing a different CpS boost. The buttons to trigger them are located just under or to the right of the stockbroker information, depending on zoom level and window size. Loans are unlocked by leveling up your offices. For example, at 59 brokers the overhead is already lower than 1%, compared to the original 20%. The following table shows the number of brokers needed to get the desired overhead reduction, as well as total price to buy that number of brokers (in $). The formula for calculating the overhead (in %) based on number of brokers is as follows: The 5% reduction is applied multiplicatively, meaning that each new Stockbroker provides lesser reduction than the previous ones. By getting Stockbrokers this overhead can be minimized to extremely low values, which makes buying-and-selling stock much more profitable. The Overhead is the number of cookies you will pay on top of any stock purchase. Stockbroker grandmas work hard and play hard, and will fight telephone in hand to get your clients the best possible deals - with a sizeable profit margin for you, of course." "Brokers are Wall Street-class grandmas versed in the ways of finance. #Qwiki stock plus#
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